Need extra funds without selling your car? A Used Car Top-Up Loan allows you to get additional financing on your existing used car loan or on a car that already belongs to you. It’s a smart and hassle-free way to meet your personal or business financial needs while continuing to use your vehicle. What is a Used Car Top-Up Loan? A Used Car Top-Up Loan is an additional loan offered on the basis of your car’s current market value and repayment history. If you have already repaid a part of your car loan or own a used car outright, you can unlock extra funds at attractive interest rates.

Key Benefits

• No need to sell your car

• Instant extra funds

• Lower interest rates compared to personal loans

• Quick approval & disbursal

• Minimal documentation

• Flexible repayment options

Eligibility Criteria

• Applicant must be a salaried or self-employed individual

• Car should be within the acceptable age limit

• Clean repayment track record (if loan already exists)

• Valid RC and insurance documents

Documents Required

• Identity & address proof

• Car RC copy

• Insurance details

• Income proof / bank statements

• Existing loan details (if applicable)

Why Choose Our Used Car Top-Up Loan?

We offer transparent processing, competitive interest rates, and fast approvals. Our expert team helps you get the best loan value with a smooth, stress-free experience.